Credit Analyst

Náplň práce, právomoci a zodpovednosti:
Credit Analyst

WKV & WKV Banking / Long Term Underwriting

As a Credit Analys, you will play a key role in assessing and managing credit risks for the German market within an international environment.

Your role

As a Credit Analyst, your main responsibilities will involve: 

• You assess the creditworthiness of transaction, counterparty, and group risks at both national and international level
• Within your authority, you make independent, risk-based credit decisions and prepare cases for higher-level approvals
• You monitor existing exposures and actively contribute to risk mitigation strategies
• You act as a interface between Bratislava and Germany, working closely with the German Credit Analysis teams
• You lead and participate in risk discussions with brokers, policyholders, and internal stakeholders
• You ensure compliance with internal standards and regulatory requirements
• You clearly communicate and defend your credit decisions in a professional stakeholder environment
• You contribute to process optimization initiatives and support international projects

Zamestnanecké výhody, benefity:

 

Working time benefits
Personal days off, Concentrated work week, Additional vacation, Home office, Extra days off at occasion of childbirth, Sabbatical leave, Workcation

Monetary benefits
Life insurance from Zurich Austria, Compensation for salary loss during sick leave, 3rd pension pillar contribution, Risk Life Insurance, Meal contribution on top of the legally required minimum, Years of service bonus, Wedding bonus, Baby bonus

Other benefits
Edenred electronic cafeteria, Public Transport contribution, Maternity leave benefits, Massages in the office

Learning/Development
Professional Certifications, Online Education Portals, Extensive Onboarding program, Strengths based culture (GALLUP)

About us
At our company, we recognize the importance of fostering an open-minded, safe and inclusive environment for everyone. We stand with diversity and respect different backgrounds and lifestyles. That's why we've implemented numerous initiatives to ensure our employees feel comfortable, accepted and respected at all times.

Požiadavky na zamestnanca:
As a Credit Analyst, your skills and experience will ideally include: 

• Degree in business, finance, or a related field (ideally with a focus on corporate lending), or a comparable commercial qualification
• Strong professional experience in credit assessment, trade credit insurance, or surety business
• Solid expertise in financial statement analysis, credit assessment, and risk classification
• Good understanding of industry and market dynamics
• Confident handling of MS Office and credit-related systems
• Very good German and English skills

What sets you apart

• Strong analytical mindset combined with sound judgement
• Structured, independent, and solution-oriented way of working
• Excellent communication skills and stakeholder management capabilities
• Ability to take ownership and make decisions in a dynamic environment
• Team player with the confidence to challenge and discuss risk topics constructively